Sample Essay on Bill Payments: How Do People Survive?

moneyThis is a sample essay on the measures individuals have adopted to lower their bills. If you are required to write an essay on the same problem, you can use the points mentioned here to draft your paper.

With the cost of living raising with each passing day, individuals are forced to find ways to lower their bills so as to survive. By reducing their bills, people are able to spare some funds for their savings and use this amount when they retire or when emergencies arise. The termination of their employment contracts is another factor that forces people to reduce their spending. Without a regular paycheck, individuals may not be able to afford certain services in their homes, and only by reducing their bills, they are able to survive. This paper highlights some of the measures individuals adopt to pay less for goods and services.

Lowering the energy consumption in their homes is one of the ways individuals resort to reduce their household bills. Energy bills are usually the highest in most homes, and those looking to make savings and reduce their household expenditure find ways to consume less energy. They do this by replacing the light sources in their homes with energy saving bulbs and tubes. Heating and cooling of their homes is another area that brings about high energy bills, and to reduce this, individuals have invested in programmable thermostats that are energy efficient. These thermostats start up the air conditioner or the heater just before you arrive home, and this helps keep the power bills low.

Transportation costs also constitute a huge portion of the household bills and individuals have adopted measures such as buying energy-efficient car models and learning proper driving skills. Newer car models feature energy-efficient engines, and people are selling off their old models for the new ones. Speeding is one of the habits that reduces a vehicle’s fuel efficiency, and individuals are adopting moderate speeds when driving so as to reduce the fuel consumption in their vehicles. Families with kids are also opting for carpooling so as to save on fuel costs.

Entertainment and communication are other areas that individuals turn to when they need to reduce their household expenditures. People are increasingly using Skype and other online communication channels to talk to their friends and family rather than relying on paid mobile networks. They are also going for mobile networks that charge the lowest rates to keep their communications costs as low as possible. For their entertainment needs, people use one provider for their entertainment services so as take advantages of the discounts that come with bundled services. They are also very careful with their cable subscriptions with most only paying for the TV channels that they watch.

The tough financial times have forced individuals into reviewing their spending habits. People are doing away with luxuries as well as reducing their expenditure on basic services so as to survive.


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